Humana Coverage for: Individual + Family | Plan Type: Npos
Is Humana skillful health insurance?
Humana is a pop Medicare insurance provider with a wide range of affordable plan types, just it no longer offers individual or family plans.
Overall rating: 4.six
Established in 1961, Humana is ane of the almost popular Medicare Advantage Plan providers nationwide. Although Humana no longer offers individual or family plans on the Health Insurance Marketplace, it offers a wide assortment of HMO, PPO, PFFS, SNP, and stand-alone prescription drug plans through a Medicare contract. It too has a range of affordable dental, vision, and employer-based group plans and helps low-income individuals sign upwards for Medicaid.
Humana serves all 50 states, Washington, D.C., and Puerto Rico, but not every plan is available in every land. Acquire more than about your options before choosing a Humana health insurance plan.
Humana Health Insurance Overview
Is Humana a Good Health Insurance Provider?
What Do Humana Wellness Insurance Plans Cover?
Humana offers several health insurance options, including:
- Employer plans
- Family unit health insurance
- Individual health insurance
- Medicaid/Medi-Cal
- Medicare
Humana Health Insurance Programme Options
Humana is a leading Medicare Advantage plan provider, which frequently includes extras you won't get with Original Medicare. It offers a wide range of plans, but the exact number and type of plans available depend on where you alive and your specific health intendance needs. However, y'all should find various HMO, PPO, and PFFS plans no matter where you reside, and special needs plans (SNPs) are available in over twenty states.
Humana's HMO plans have a large network of providers, but you must cull a primary care provider. Nigh of these plans include prescription drug coverage, only some don't. Its PPO plans let you choose your healthcare provider, but you'll save money if you stay inside the programme's network. Some of these plans include prescription drug coverage, only many don't.
With Humana'southward PFFS plans, yous can choose any provider who accepts your program, and some plans include prescription drug coverage. Humana also offers two Special Needs Plans; one for chronic conditions bachelor in 12 states and ane for beneficiaries eligible for both Medicare and Medicaid available in 27 states. Prescription drug coverage is included in all SNPs. Many plan types include coverage for vision, dental, and hearing care.
Costs for Humana Medicare Advantage plans vary based on your location and private needs. To get an idea of the costs for various Humana Medicare Reward plans, compare these three popular options in Nashville, Tennessee.
Compare your options for Humana health insurance plans:
*Based on pricing for an private in Nashville, Tennessee
How is Humana Rated?
Trustworthy ratings and reviews provide valuable information yous can employ to learn how a provider's plans compare against its competitors. Learn how we rated Humana.
Overall rating: 4
Financial force: 5/5 stars
Humana'south fiscal strength rating is based on ratings issued by A.M. All-time, a credit rating agency that specializes in the insurance manufacture. A.M. Best assesses the creditworthiness of insurance companies. It uses a ranking system to provide consumers, investors, and fiscal professionals with a qualified assessment of an insurance company's financial health and the likelihood of information technology defaulting on its obligations.
Equally of 2020, Humana has an A-minus, or splendid, rating from A.K. Best, indicating the company has demonstrated stiff operating performance and is financially stable and able to meet its obligations.
Client satisfaction: four.5/5 stars
The customer satisfaction rating considers Humana'due south Better Business Bureau, National Committee for Quality Assurance, and Consumer Affairs ratings.
Humana has an A+ rating from the Meliorate Business Agency. Although Humana has had over 200 total complaints in the last three years, 65 were airtight in the last year, and the company typically addresses complaints promptly.
According to the National Committee for Quality Assurance, satisfaction ratings for Medicare plans issued by Humana range from two.5 to four stars, with more than than 30 plans receiving college operation ratings.
Humana received 4 out of 5 stars from Consumer Affairs, with more than 2,000 consumer reviews recorded. Beneficiaries boasted most the beneficial customer service representatives and appreciated its Silver Sneaker program, low deductibles, zero-dollar premiums, and extensive provider networks.
Value: 4.8 stars
Humana earned its value rating through an assessment of its program costs compared to other health insurance providers. This comparison examined how Humana'southward monthly premium, almanac deductible, costs for office and emergency room visits, and overall almanac out-of-pocket maximum stacked upward against its competitors.
Coverage: 4/5 stars
A programme won't work for you if it doesn't provide the correct type of coverage in your area and offer an extensive network to provide aplenty choices of wellness care providers. Humana's coverage rating considers the availability of its coverages, along with its program types and network size.
Sources
Source: https://www.affordablehealthinsurance.com/best-affordable-health-insurance-companies/humana/
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